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National Microfinance Services | Rustenburg, South Africa

Empowering Your Financial Growth 

Reliable microfinance solutions offering short-term credit and purchase order funding designed to support your immediate financial needs.

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Our Financial Solutions

Transparent, accessible funding options tailored to individuals and emerging businesses.

Credit Facility

Short Term Credit

Loans ranging from R200 to R5,000 (R500 maximum for students). Repayment terms up to 30% of the principal amount.

Who can apply:

  • Formally employed individuals
  • Informally employed individuals and traders
  • Pensioners
  • Students

Requirements:

  • Minimum age 18
  • SA ID or passport
  • Valid bank account
  • Proof of income (current payslip, 3 months bank statements, pensioner's grant letter, or student funding/enrolment letter)
R200 - R5,000 Students max R500 | Up to 30% principal
Business Support

Purchase Order Funding

Specialised funding solutions to help businesses fulfil confirmed purchase orders and execute contracts successfully.

Who can apply:

  • Only CIPC Registered companies

Requirements:

  • Valid business registration
  • 3 months business bank statements
  • Confirmed purchase order from creditworthy buyer
  • Proof of business ownership/trading capacity
Custom Funding Based on approved purchase orders

Interactive Cost Calculator

Estimate your credit costs and repayment structures transparently before you apply.

R 2 500
R 200 R 5,000
1 Month
1 Month 6 Months

Cost Breakdown

Interest Rate (5% per month) R 125.00
Initiation Fee (R165 + 10% over R1000) R 315.00
Service Fee (R70 per month) R 70.00
Credit Life Insurance (R4.50 per R1000) R 11.25
Total Repayment R 3021.25
Apply Now with These Estimates

Committed to Responsible Lending

Lowe Institute operates nationally, providing accessible microfinance services tailored to meet short-term financial needs and support entrepreneurial growth across South Africa. Our business is proudly based in Rustenburg, South Africa.

We prioritise transparency, clarity, and ethical lending practices, ensuring our clients receive dependable support when they need it most.

LI

Lowe Institute

Rustenburg, South Africa

Professional business environment

Get in Touch

Reach out to our team for enquiries or assistance with your funding needs nationwide.

Contact Information